Credit Accept Program – Ask about our 100% credit approval

Caps Logo
Planet Ford in Spring on I-45 serves The Woodlands, Tomball, Aldine, Katy and the greater Houston area with their car credit needs. Planet offers customer the Credit Acceptance Program. It allows consumers the opportunity to re-establish credit one payment at a time.

We provide opportunity where others can’t.

Helping You Understand Credit Reporting and Auto Financing
When you apply for an auto loan or any loan, lenders typically review your credit report. In many cases, having a good credit report makes it easier for you to get loans and lower interest rates.
Establishing or re-establishing your credit is an important step to financial freedom. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Credit Reporting Act with respect to credit reporting. The agency provides many resources for consumers including how to build better credit and how to get a free copy of your credit report.
Get Started Now!
We Have a Payment Option that Meets Your Needs
In order to make it as convenient as possible and provide you with payment options, Credit Acceptance, directly and through third party vendors, offers a number of ways for you to make your payment.
Automatic Recurring Payments – $2.00/month

Set up your vehicle loan payment so it’s automatically deducted from your checking or savings account and you never miss a payment. Credit Acceptance has partnered with vendors to offer this service. Click here to set up your account for automatic payments.

One-Time Online Payments – $6.00/transaction
You can make your next payment online right now. No need to write a check or incur overnight delivery charges. Payments can be made online 24 hours a day, 7 days a week. Click here to begin making a payment online.

Money Order Payments 
For expedited payments, use Money Gram or Western Union Quick Collect.

Money Gram Payment – $9.95

Cut off deadlines for same day posting: (Monday-Sunday)* is 8:45 P.M. Eastern Standard Time Payments can be made at any MoneyGram agent location.
To locate an agent near you, call (800) MONEYGRAM or visit

Western Union Quick Collect Payment – $12.99

Cut off deadlines for same day posting: (Monday-Sunday)* is 10:00 P.M. Eastern Standard Time Payments can be made at any Western Union agent location.
To locate an agent near you, call (800) 325-6000 or visit

Mail Check or Money Order Payments to:
Credit Acceptance Corporation
P.O. Box 551888
Detroit, MI 48255-1888

Do not send cash. Please allow 7-10 days for mail delivery.
Do not overnight payments to this address, as it will delay processing.

*For ALL payment options listed above, posting times assume that the correct account number is supplied with the payment. Any payments sent with missing or incorrect account numbers may be delayed.


  • This field is for validation purposes and should be left unchanged.

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.